Mistakes in Strategising to Own 1 HDB + 1 Condo Right From the Start

Mistakes in Strategising to Own 1 HDB + 1 Condo Right From the Start

1h 36m
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Course Info

Ever considered taking your real estate investment journey a leap further? Has the thought of upgrading to a condo alongside HDB ownership crossed your mind? With property investment associated with the prospect of long-term capital appreciation and the ability to generate rental income, the aspiration to own multiple properties is compelling.

In this webinar hosted by Melvin Lim, Co-Founder and CEO of PropertyLimBrothers, learn the best strategies for dual property investment! Get into the secrets of successfully managing HDB and condo ownership, maximising rental yields, and planning for a strong real estate investment portfolio.

Key Points

  • Aspiring to own 1 HDB and 1 condo by the end of the MOP period for your first HDB, only to realise that the structure of ownership was a mistake right from the start.
  • Failing to plan for 5-9 years later and thinking that BTO/ HDB will be a forever home only to realise that you could have owned 1 HDB and 1 condo rather than seling your HDB
  • Learn how families have used HDB as a rental vehicle to supplement monthly mortgage for their condo

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Mistakes in Strategising to Own 1 HDB + 1 Condo Right From the Start
Mistakes in Strategising to Own 1 HDB + 1 Condo Right From the Start

  • Mistakes in Strategising to Own 1 HDB + 1 Condo Right From the Start
    01:36:18

Reviews

5.0
Total 2 Ratings
5
2 Ratings
4
0 Rating
3
0 Rating
2
0 Rating
1
0 Rating
GL
Gary Lim
4 weeks ago
Highly informative, concise and clear in delivery!
JN
Joseph Ng
1 month ago
Hi PropertyLimBrothers,

First off, thanks for this great video! It was packed with valuable insights, and I really appreciate the depth of analysis you provided.

I’m 21 this year and have taken the first step by securing a Standard BTO under the owner-occupier scheme. My partner and I recently went down for our OTP for the Jurong Skyline BTO and managed to get a high-floor unit (Level 29) with an unblocked view. Since I have the potential to earn more in the future, we decided to list my partner as the owner to keep my name free for future property purchases.

After watching this video, I do have some concerns. Our BTO isn’t near an MRT station, and with the long 9-year wait (construction + MOP), the rental yield might not be as strong as some of the cases you shared. While the wait time isn’t an issue since we’re still young, I’m wondering if a different approach would be better in the long run.

Would it make more sense for us to go for a Sell 1 Buy 2 strategy later on? Since we have more time to save over these 9 years, the plan could be:
• My partner buys a 1-bed, 1-bath unit for rental, because she has to pay ABSD.
• I buy a 3-bed, 2-bath unit since I wouldn’t have to pay ABSD.

Or do you still recommend we stick to this strategy, accept the lower rental yield while buying a condo for homestay, and look for a better exit/progression plan later on? Would love to hear your thoughts!
Free
Free access this course
  • Level
    All Levels
  • Total Enrolled
    95
  • Duration
    1 hour 36 minutes
  • Last Updated
    01/09/2025

Speakers

Melvin Lim

Tags

Categories Condo, HDB, Webinar
Free
Free access this course
  • Level
    All Levels
  • Total Enrolled
    95
  • Duration
    1 hour 36 minutes
  • Last Updated
    01/09/2025

Speakers

Melvin Lim

Tags

Categories Condo, HDB, Webinar

Course Info

Ever considered taking your real estate investment journey a leap further? Has the thought of upgrading to a condo alongside HDB ownership crossed your mind? With property investment associated with the prospect of long-term capital appreciation and the ability to generate rental income, the aspiration to own multiple properties is compelling.

In this webinar hosted by Melvin Lim, Co-Founder and CEO of PropertyLimBrothers, learn the best strategies for dual property investment! Get into the secrets of successfully managing HDB and condo ownership, maximising rental yields, and planning for a strong real estate investment portfolio.

Key Points

  • Aspiring to own 1 HDB and 1 condo by the end of the MOP period for your first HDB, only to realise that the structure of ownership was a mistake right from the start.
  • Failing to plan for 5-9 years later and thinking that BTO/ HDB will be a forever home only to realise that you could have owned 1 HDB and 1 condo rather than seling your HDB
  • Learn how families have used HDB as a rental vehicle to supplement monthly mortgage for their condo

Reviews

5.0
Total 2 Ratings
5
2 Ratings
4
0 Rating
3
0 Rating
2
0 Rating
1
0 Rating
GL
Gary Lim
4 weeks ago
Highly informative, concise and clear in delivery!
JN
Joseph Ng
1 month ago
Hi PropertyLimBrothers,

First off, thanks for this great video! It was packed with valuable insights, and I really appreciate the depth of analysis you provided.

I’m 21 this year and have taken the first step by securing a Standard BTO under the owner-occupier scheme. My partner and I recently went down for our OTP for the Jurong Skyline BTO and managed to get a high-floor unit (Level 29) with an unblocked view. Since I have the potential to earn more in the future, we decided to list my partner as the owner to keep my name free for future property purchases.

After watching this video, I do have some concerns. Our BTO isn’t near an MRT station, and with the long 9-year wait (construction + MOP), the rental yield might not be as strong as some of the cases you shared. While the wait time isn’t an issue since we’re still young, I’m wondering if a different approach would be better in the long run.

Would it make more sense for us to go for a Sell 1 Buy 2 strategy later on? Since we have more time to save over these 9 years, the plan could be:
• My partner buys a 1-bed, 1-bath unit for rental, because she has to pay ABSD.
• I buy a 3-bed, 2-bath unit since I wouldn’t have to pay ABSD.

Or do you still recommend we stick to this strategy, accept the lower rental yield while buying a condo for homestay, and look for a better exit/progression plan later on? Would love to hear your thoughts!

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